Which of the following is NOT typically offered in group insurance plans?

Study smart for the Manitoba Insurance Exam. Dive into multiple choice questions with hints and detailed explanations. Equip yourself with the knowledge needed to excel in your exam!

Group insurance plans are designed to provide a variety of benefits to members as part of a collective policy, often associated with employment or membership in an organization. These plans typically cover a broad range of health-related expenses, which is why options like dental plans, accidental death and dismemberment (AD&D), and extended health care are commonly included.

Dental plans are frequently part of group benefits, as employers recognize the importance of oral health and often offer these as an essential part of the employee benefits package. Similarly, accidental death and dismemberment coverage provides additional financial security in the event of unforeseen accidents, which can be an attractive option for both employers and employees. Extended health care is also prevalent in group policies, covering costs that extend beyond basic provincial health care, such as prescription medications, physiotherapy, and other health services.

In contrast, roadside assistance is generally considered more of a service or supplemental benefit rather than a core health or life insurance benefit. It doesn't relate directly to medical needs or potential financial risks associated with health care, which makes it less common in group insurance plans. Thus, roadside assistance is not typically offered as part of standard group insurance benefits.

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