Which of the following is not an example of a Private Insurer?

The correct answer is Manitoba Public Insurance, as it is a public insurer rather than a private one. Public insurers are typically run by government entities and may offer mandatory coverage, such as auto insurance, to residents. They are funded through government taxes and fees, whereas private insurers operate as for-profit entities that compete in the market, offering a variety of insurance products that are typically voluntary rather than mandated by law.

The other options represent private insurers. They are structured to provide a range of insurance options to consumers on a voluntary basis, aiming to satisfy the different needs of policyholders through competitive pricing and tailored coverage. Private insurers operate in a competitive market and are subject to profit motives, unlike public insurers that focus on providing coverage as a public service.