Which item is not considered equipment on a commercial policy?

In the context of a commercial insurance policy, the term "equipment" typically encompasses items that are essential for conducting business operations, or that have a certain level of utility and value for the business. Fax machines, tenant improvements to a building, and a boardroom table are all physical items that not only support business activities but are also considered tangible assets that can be covered under a commercial policy.

Fax machines are explicitly used for business communications, making them essential equipment. Tenant improvements refer to modifications made to the rental space, enhancing the utility of the premises for business purposes. The boardroom table is also a tangible asset that serves a specific function in a business environment, as it is essential for meetings and collaborations.

On the other hand, business cards, while important for networking and marketing, do not fall under the category of equipment in the context of a commercial policy. They are considered more of a promotional tool rather than a physical asset that supports business operations. Therefore, they do not align with the types of items typically insured under a commercial equipment policy.