Which coverage is not offered by a Rental Car Policy?

The Rental Car Policy does not typically include coverage for legal liability for damage to owned autos. Such a policy primarily focuses on aspects pertinent to rental vehicles and the responsibilities associated with renting them.

When renting a car, the coverage usually extends to loss of use for the lessor (the rental company) and for the lessee (the person renting the car). It also includes third-party liability, which covers damages or injuries inflicted upon other parties while using the rental vehicle. However, legal liability for damage to owned autos refers to damage that occurs to a vehicle that is owned by the insured and is not related to the rental vehicle itself.

Therefore, this coverage is excluded from a standard Rental Car Policy, as the policy is specifically tailored to address risks related to vehicles that the insured is temporarily using rather than their own vehicles.