What type of insurance covers property damages in case of theft, but has limitations?

Burglary insurance specifically covers losses resulting from theft or attempted theft of property, particularly when forced entry into a building or residence has occurred. It provides financial protection for property owners against damages or loss that may result from burglary incidents.

This type of insurance is designed to offer coverage specifically for scenarios involving theft, making it particularly relevant to the question about property damage due to theft. However, it also comes with limitations – it may have specific conditions that must be met for a claim to be valid, such as the necessity of visible signs of forced entry and certain exclusions or caps on particular types of property or value.

Other types of insurance mentioned may cover theft or property damage but do not focus explicitly on burglary. Robbery insurance tends to cover incidents where theft occurs through the use of force or intimidation against a person. Comprehensive insurance typically provides a broader scope of coverage, which includes various risks to property but may not specifically address the nuances of burglary. Casualty insurance is a wider category that generally includes liability and does not focus directly on property theft or damage.