What percentage of accidents are most closely related to non-work related incidents?

The correct choice reflects the understanding that a significant majority of accidents tend to occur in non-work-related contexts. Research and statistics show that everyday activities—such as driving, household tasks, recreational activities, or other personal endeavors—are responsible for most incidents. This high percentage indicates that while workplace safety is important, the majority of accidents are encountered outside the work environment.

This understanding is crucial for individuals and insurance professionals alike, as it emphasizes the need for awareness and safety measures in daily life, not just in professional settings. By recognizing that up to 90% of accidents may stem from non-work-related activities, stakeholders can better prioritize education and prevention strategies for a wider scope of risks that individuals face on a daily basis.