What is meant by comprehensive coverage in auto insurance?

Comprehensive coverage in auto insurance is designed to protect the vehicle owner from losses that are not the result of a collision. This type of coverage is essential for protecting against various risks such as theft, vandalism, natural disasters (like floods or storms), fire, or falling objects. By providing this protection, comprehensive coverage allows policyholders to feel more secure knowing that they have financial support in a wide range of scenarios that could damage their vehicle, regardless of whether those scenarios involve a collision with another vehicle or object.

The other options describe different types of coverage or aspects of auto insurance that do not accurately represent what comprehensive coverage is intended to cover, such as coverage solely for bodily injury or coverage that is time-limited or legally mandated. Comprehensive coverage is comprehensive in nature, thereby addressing multiple risks beyond just collisions.