What does comprehensive coverage typically include for auto insurance?

Comprehensive coverage in auto insurance is designed to protect policyholders from a variety of non-collision-related risks. This typically encompasses incidents like theft, vandalism, fire, natural disasters, and falling objects. Such coverage is essential for safeguarding a vehicle against situations that could lead to losses but do not involve a collision with another vehicle or object.

Unlike the other options, which focus on specific types of coverage—collision incidents, basic liability for bodily injuries, or damage to other vehicles—comprehensive coverage offers a broader protection scope. Therefore, the correct answer accurately captures the essence of what comprehensive insurance provides, highlighting its role in covering losses that occur due to events outside of one’s control, rather than merely focusing on collisions or liability aspects.