Most workers' compensation plans provide coverage for which of the following?

Most workers' compensation plans are designed to provide benefits to employees who suffer work-related injuries or illnesses. One significant aspect of these plans is the coverage of death benefits. When a worker dies as a result of a workplace accident or illness, the plan typically includes provisions for death benefits that are intended to support the dependents or beneficiaries of the deceased worker.

The rationale behind including death benefits in workers' compensation is to ensure that families are provided for in the unfortunate event of a workplace-related fatality. This includes financial compensation to assist with lost income and potentially cover funeral expenses, which can alleviate the financial burden on grieving families during a difficult time.

Other options, such as preventative dental plans, coverage for prescription drugs, or suicide benefits, typically fall outside the scope of standard workers' compensation coverage. Preventative dental care is generally not included within workers' compensation, as it focuses on treatment related to workplace injuries. Similarly, while some plans may provide limited coverage for medical expenses, comprehensive drug coverage usually pertains to health insurance rather than workers' compensation. Additionally, suicide benefits are often subject to specific legal and policy considerations, and many workers' compensation policies may not cover suicides unless they are directly linked to the workplace circumstances. Thus, death benefits remain a fundamental