An underwriter performs all of the following duties, except one. Choose the exception.

Underwriting is a specialized role within the insurance industry responsible for assessing risk and determining the terms under which insurance can be offered to clients. The primary tasks of an underwriter include preparing the policy documentation, making any necessary changes to the policy, and providing quotes based on the risk assessment.

The role of calling clients typically falls under customer service or sales representatives rather than the underwriter. While communication is a part of the overall insurance process, it is not a core responsibility of the underwriter. They focus on analyzing data and making decisions about coverage and terms, rather than the direct communication with clients. Thus, this duty stands out as the one that does not align with the typical responsibilities of an underwriter, making it the exception in this context.